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UAE Golden Visa: Long-Term Residency in the United Arab Emirates
The Golden Visa UAE program lets foreign professionals and investors live in the Emirates for a long time. With this renewable visa, you don’t need a local sponsor to live, work, and study. You can stay outside the UAE for a long time without losing your residency status. If you want to get your Golden Visa UAE, Chetaan Kumbhar can help you do it by investing in property in prime Dubai areas.
Chetaan Kumbhar will help you with everything you need to know about investing in Dubai real estate or starting a business. He takes care of more than just property deals; he also helps you with Golden Visa consultancy UAE and starting a business in the UAE.
UAE Golden Visa Requirements for Investors
The UAE golden visa requirements depend on how long you want to stay and what kind of investment you want to make. To get a 10-year visa, real estate investors must buy property worth at least AED 2 million. You can put together one or more properties to reach this minimum investment amount. You can get a mortgage from specific local banks in the UAE that are approved, but you have to put down 20% of the total amount.
To meet golden visa requirements, you also have to pass medical and security tests. You must have a valid passport that is at least six months away from expiring.
Foreign nationals are increasingly seeking UAE residency through this investment program. Many expats find the UAE’s golden visa program provides stability while maintaining business connections.
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Investment requirements:
Minimum investment in property
To get a 10-year visa, you must buy real estate worth at least AED 2 million.
Mortgage option
Get a loan from an approved local bank with a down payment of at least 20%.
Off-plan properties
Buy from approved developers who have already received AED 2 million in payments.
Multiple properties
To meet the qualifying investment threshold, put several properties in your name.
Joint ownership
Husband and wife can own one property worth at least AED 4 million.
Dubai Golden Visa Requirements for Real Estate Buyers
The Dubai Golden Visa requirements place a lot of importance on proof of property value and ownership. Your title deed must show that the property was worth at least AED 2 million when you bought it. You can apply for a golden visa if you own property in Dubai’s mainland or freehold zones.
Knowing Dubai’s Golden Visa requirements will help you plan your investments here better. You can buy off-plan properties if you have already paid the developer AED 2 million. When each partner’s share is at least AED 2 million, they can own the property together.
Property requirements:
Title deed requirement
The property value on the title deed must be at least AED 2 million.
Market valuation
If the title deed shows a lower property value, get an official evaluation certificate.
Developer properties
Provide a statement of account that shows the payments made on the off-plan purchase.
Bank mortgage
Submit a bank NOC letter to proceed with your residence permit application.
Passport matching
Name on title deed must exactly match name on valid passport.
Application pitfalls
Incomplete documents
If you don't have the right papers or formats, the authorities will turn you down right away.
Unrealistic valuations
If you think property values will be higher than what the market shows, your application will take longer.
Bank NOC delays
Before submitting, mortgage holders must get a No Objection Certificate from their lenders.
Co-ownership issues
Joint investors need to have the right title deed arrangements that meet the requirements for each person.
Outdated information
Visa rules in the UAE change a lot, and following old advice can get you turned down for no reason.
Common Mistakes Golden Visa Holders Make in Applications
Many golden visa holders and applicants have to wait longer or get turned down because their paperwork isn’t complete or their property values are too high. Using old information about visa rules or not following the bank NOC requirements often slows down the application process.
UAE Golden Visa Benefits for Family Members
The UAE golden visa benefits go far beyond just being able to live in the Emirates today. With this long-term residence visa, you can sponsor family members, including your spouse and dependent children of any age. You can also include unlimited domestic helpers in your application to sponsor your family. You can travel freely without losing your visa status because there is no minimum stay requirement.
Additional UAE golden visa benefits include better tax treatment and access to a world-class lifestyle here. Currently, there is no personal income tax, capital gains tax, or wealth tax in the United Arab Emirates. You can get great healthcare, education, and business infrastructure in all of the emirates, including Abu Dhabi. If you stay outside the UAE for more than six months, your visa is still good.
Key advantages:
- Family sponsorship: Include your spouse, dependent children of any age, and unlimited domestic helpers easily.
- No local sponsor needed: Live and work independently without requiring a UAE sponsor.
- Extended travel: Stay outside the UAE for extended periods without losing your residency status.
- Tax advantages: Enjoy zero personal income tax and no capital gains tax benefits.
- Renewable status: Your 10-year visa can be renewed on the same conditions indefinitely.
UAE Golden Visa Price and Minimum Investment Costs
The UAE golden visa price includes both the amount of money you need to invest and the fees the government charges to process your application. The minimum investment in real estate is AED 2 million for the standard 10-year golden visa. Investors who are 55 or older can get a 5-year visa if they own property worth AED 1 million. Depending on the emirate, application processing fees can be anywhere from AED 5,000 to AED 10,000.
Knowing the full UAE golden visa price structure will help you plan your investment budget here. It costs between AED 500 and AED 1,000 for each person who needs to take a medical fitness test. For ten years, the cost of an Emirates ID adds another AED 1,000 to your total costs. You have to have health insurance, and the price depends on the level of coverage you choose.
Investment costs:
- Real estate investment: Minimum AED 2 million property purchase for 10-year golden visa eligibility.
- Retirement route: AED 1 million property for investors aged 55 years and above.
- Processing fees: Government application fees range from AED 5,000 to AED 10,000, approximately.
- Medical and ID: Budget AED 1,500 to AED 2,000 for medical tests and Emirates ID.
- Family members: Additional AED 1,500 per dependent for visa processing and ID fees.
Golden Visa Consultancy UAE Services We Offer
Our golden visa consultancy UAE team will take care of every part of your application process from start to finish. Before you send in any official documents, we check to make sure they meet all UAE federal authority requirements.
Getting professional golden visa consultancy UAE services will save you time and help you avoid making expensive mistakes early on. We help with making medical appointments, registering biometrics, and getting an Emirates ID.
Our services
Document verification
We check all papers that meet UAE authority standards before submission.
Portal submission
Applications filed through the correct channels ICP, GDRFA, or TAMM portals.
Medical coordination
We schedule and guide you through mandatory medical fitness tests.
Family processing
Spouse and children sponsorship handled immediately after your visa approval.
Ongoing support
Renewal reminders and compliance updates keep your status always active.
Golden Visa Application Process
After you submit your application, you will get a message telling you to finish the medical tests and biometric registration steps. All of the United Arab Emirates emirates have authorized health centers that do medical fitness tests.
To get your Emirates ID card, you need to register your fingerprints and a photo. It usually takes two to four weeks for approval, and then your 10-year visa gets stamped, and the applicant receives their residence visa
Application steps:
- Step one: Purchase property worth AED 2 million or more from approved sources.
- Step two: Collect title deeds, passport copies, photos, and payment proof documents.
- Step three: Submit the application online through ICP or visit the GDRFA office directly.
- Step four: Complete medical fitness test and biometric registration at authorized centres.
- Step five: Receive the approval letter and collect your 10-year golden visa and Emirates ID.
Eligibility Criteria
The Golden Visa program welcomes outstanding specialized talents in science, arts, and culture. University students and high school students demonstrating academic excellence may qualify for special visa categories. Frontline heroes who have made significant contributions to the United Arab Emirates during crises are also eligible.
Humanitarian pioneers and talented individuals with exceptional skills can apply through specialized pathways. The federal authority overseeing each category establishes specific eligibility criteria. Successful applicants receive approval letters confirming their qualification for the program.
Talent categories:
- Scientists and researchers: Must provide proof of professional qualification and research achievements.
- Outstanding students: University students with academic excellence and exceptional grades.
- Humanitarian work: Individuals with a proven record of humanitarian work and community service.
- Frontline heroes: Healthcare workers and essential service providers during emergencies.
- Specialized talents: Artists, cultural figures, and specialists with extraordinary abilities.
Double Tax Treaties and Capital Gains Tax Benefits
One significant advantage for UAE residents with a Golden Visa is access to double tax treaties with numerous countries. The United Arab Emirates has agreements preventing dual taxation for residents with international income sources. The Federal Tax Authority guides on tax obligations for foreign nationals residing in the UAE.
Currently, there is no capital gains tax or personal income tax imposed on individuals in Abu Dhabi or other emirates. This favorable tax environment makes the UAE an attractive destination for investment capital and business establishment.